A Study Of The Pawnbroking During The Period Of Late Qing

There have been some in-depth academic research on the pawnbroking, but for such a special period of the late Qing has not yet developed a comprehensive study of change. Through this period some of the problems of pawnbroking to a certain extent, compensate for the lack of previous studies.Pawnbroking development of the peak in the Early Qing Dynasty, but to the late Qing period, due to successive years of wars, economic decline and the impact of other financial industry and other multiple causes makes pawnbroking showing signs of decline. Through research found that while the country reduced the total number of pawn, pawn in some areas but has not been seriously affected, and through the government's support and self-renewal is still in the late Qing pawn into a trend.Pawnbroking point of living in their own development, as social and economic upheaval in the late Qing period, pawnbroking in the organization, capital, management and other aspects on the basis of inheriting the tradition, reflecting the new social economy in order to meet the form and make adjustments.Residing in the State Government's point of view, because of the war, famine and other multiple causes, during the late Qing government made an adjustment in policy, allowing the system made a shift in interest-bearing business, tax increases, interest rates fluctuate. Because of these external factors intervention, Pawnbroking development subject to different degrees.Pawnbroking, its unique business model called "civilian financial"for all levels of society depends. Pawn on the one hand to ease the financial needs of the people so as to rely on people, on the other hand the exploitation of its people is the culprit by loan sharks, pawn from this duality existed since its inception, but later because of Private small charge to charge of usury and the exploitation of the more prominent, which criticized for future generations. Undeniably, pawn its unique business model in the late Qing Dynasty complex financial environment to survive and financial capital, goods have a positive role in economic development, which is commendable.