The Strategy Of Credit In Chna Construction Bank After China Joining Wto

High quality customers and cxcellcnt Gredit workcrs will heomc theCQmpetihve focus of the banks since more foreign banks come into Chinaafter China joining WTO. The structore of the credit marke of ourcountry will be recomposed, the former madri portion of CCB will alsobe sharcd and affected.Using the method of SWOT to analyZe the superiority and inferiorityof CCB competng with the foreign banks, author thinks that thesuperiority of CCB is composed of enormous network of management'tight relationship with the govemments of all levels. same cuituralbackground with domestic customers and attraction tO talents while CCBhas its intbriority which is poor customer notion. backwar managingideas. low qualny credit assets. unreasonable constructon of thecustomers. weak comprehensivc scrve ability to impohant custOmers.unsuitable business process to compettive market. quantity and quality ofthe credit workers not fit competition' detbotive system ofmanagement and adminiStration of credit ere.At last author Proposes CCB should ate relativc measures to copewith the effect to intCmal credit market coming from large number ofpotential compehtors(tbreign banks)ther China joining WTO,which aredeveloping new high quality customers While steadying the origina1 ones,eXPanding new field based on keeping the advathage one tO imProve thecompetency of CCB in credit business.