Study On The Risk Of Poor Families, Investment In Higher Education In China

The tuition of our country' higher education has been greatly improved in the last ten years, which has now already gone far beyond family affording capacity. Many families go in debts for supporting their children in the university. The reason why poor families carry on the investment to the higher education is that they hope their children would improve the families' condition through accepting the higher education. However, in recent years, it becomes more and more difficult to find a job for many graduates. Every year, approximately a million university graduates can not find jobs. The risk of poor families' higher education investment is gradually rising.From analyzing the poor families' higher education investment behavior, the article utilized the related knowledge of management and economics to recognize the investment risk. On the basis of that, the article constructed the investment risk appraisal model. At last, it proposed the elusion system for the investment risk.The main work of this thesis is as follows:1. Analyzing the present situation of poor families' higher education investment, exploring the reason of it .Then in the angle of economics, analyzing the cost and income of the investment.2. Recognizing the risk of the poor families' higher education investment. First elaborates the meaning of the investment risk, then, classifies the investment risk, and mainly divides into inhuman risk and the artificial risk. At last, thoroughly analyzes the reason why the investment risk produces, and, studies the influence which the investment risk oversized bring.3. Systematically establishing assessment target system of the poor families' higher education investment risk. Then use fuzzy synthesis appraisal method to appraise the investment risk.4. The poor families' higher education investment risk is influenced by many kinds of factors, therefore, the thesis discusses how to evade the risk in three aspects:the government, the universities as well as the impoverished families, and then, propose some countermeasures, suggestions.