Research On Sustainable Development Of Small Loan Companies In China

As a new thing, the microfinance company in china which financial development was always lagged is a new financial system, combining with the actual condition in china. In order to enhance the rural financial level, Chinese have a trying-Microfinance company as the success mode in Bangladesh an example. The microfinance company is not only a qualitative leap for china which microfinance is always slowly developed but also a breakthrough for The slow development of our long-term microfinance is a qualitative leap, but also a breakthrough for agriculture, rural areas and farmers to finance.With the rapid development of rural economy, the need for financial product is extremely strong in the rural. The outbreak of the global financial crisis has affected medium and small enterprises under different degrees. Global inflation, rising labor costs of raw materials, exports drop, bank credit tightening and so on questions lead to tightening of bank credit for medium and small enterprises in China. This series of situation not only give the three rural service and medium and small enterprises for the purpose of bring opportunities, but it also brings greater challenges. Microfinance companies appear only five years of time; there are various aspects of defects. Therefore, study the sustainability became current extremely urgent thingsThis article is divided into six parts. The first chapter:introduction. This section firstly introduces the reality background of small loan company in china, Then author introduces sustainable development theory in domestic and foreign.Finally this part summarizes the research method and innovations or deficiencies of this paper.The second chapter compares the some competitive advantage with other microfinance companies, explaining microfinance companies have necessity and value. And then the microfinance companies in china are divided into three categories. Then, this paper analysis the sustainable concept and character, grasping the special situation in china, the sustainability of small loan companies are divided into two aspects:financial sustainability and social responsibility sustainability.The fourth part mainly through the introduction, LongMa Xingda Microfinance Company as an example, analyzed its operating status. Starting from the sustainability of the company and the perspective of macro and micro constraints of the company had a deep analytical.The fifth sector is mainly analyzed sustainable development restriction factors of small loan company in china from the respective policies and their-selves, this part give some suggestions and solutions. Which provides theoretical guidance and reference for small loan companies’healthy and sustainable. And with the hope of better benefit the sustainable development of small loan companies. This part put forward my views and perspectives of some controversial issues which influence the existence and development of small load company.The last part:Summary and outlook. This part mainly summarizes the contents of the previous chapters and the prospect of China’s small loan company’s future development direction.