Research On Legal Problems Of Confirming, Setting And Protection Of Financial Consumers Rights

Compared with the ordinary consumer, financial consumption in a trade with theparticularity, as compared to ordinary consumers, consumer financial transactions inthe special status, decided objectively need special protection of financial consumers.Establish and perfect the financial consumer rights legal protection system canpromote the healthy development of financial market and to eliminate the asymmetryof information; to establish and perfect the financial consumer rights protectionsystem is to meet the new financial industry opening to the new situation and actualdemand, help to promote the financial institutions to actively fulfill their socialresponsibilities; establish and perfect the financial consumer rights legal protectionsystem is the government to establish and perfect the financial safety net is one of theimportant contents, is to establish and perfect the financial consumer rights legalprotection system is to reduce the impact of the financial crisis, expanding domesticdemand needs. Financial consumer protection has become the trend of internationallegislation. At present, the economic and social development make our countryconsumptive domain appears new trend and characteristic. Financial consumers differfrom the entity economy in the field of consumer, exists in the virtual economic field,in the financial field of consumer specialization and expansion. Compared with thetraditional sense of ordinary consumers, consumer financial particularity lies in itsvulnerable. In the financial consumption in the field of financial consumers relative tofinancial operators comparison in many aspects and on the extent of thedisadvantaged becomes even more prominent, so the country gives tilt protection isvery necessary.