The Research Of Injury Insurance In The Field Of Architecture

Building industry is currently labor-intensive industries which attract more migrant workers, Labor for a long time, labor-intensive, poor working conditions, higher risk, some companies develop their own pace and one-sided pursuit of economic benefits, ignoring the safety production management, personal protection measures for workers not in place, and these migrant workers often lack basic self-protection awareness and ability, resulting in frequent accidents. Although state and local governments have issued a work-related injury insurance regulations, but no enforcement power under the circumstances, workers in the construction sector overall low injury insurance coverage. Meanwhile, the construction industry, there is a short duration, mobility and other characteristics, these factors have led to labor relations between construction companies and workers confirmation difficult, difficult after the occurrence of accidents related injuries, claims difficult, time-consuming to get injury insurance benefits, high costs, making migrant workers are not well protect their legitimate rights and interests. And the current emphasis of injuries injury insurance has been identified and payment treatment, prevention and rehabilitation did not make specific provisions, investment in injury prevention and rehabilitation of injuries rarely. in summary, this article from the migrant workers in construction field in China to participate in a series of problems existing of industrial injury insurance, through the Internet, law journals, law books and other media to find the theoretical data and relevant cases, in-depth analysis of migrant workers in construction field of the current situation and determination of the industrial injury insurance, work-related injury insurance benefits and other aspects of the problem, put forward some operational advice.The article thinks, industrial injury insurance is composed of industrial injury prevention, compensation and injury rehabilitation for three organic combination of,medical treatment does not mean the end of injured workers no longer need treatment. Accidents caused harm to the injured worker often will be reflected in the future, due to accidents caused by complications and sequelae, not only to bring the injured lifelong pain of torture, but also put them one of the few Medicaid gold consuming to make. Thus the rehabilitation of injured workers is very important, not only to make the injured worker to recover health, but also to make them return to work. Therefore, in order to protect the legitimate rights and interests of construction workers, the real legal effect of the social role of work-related injury insurance and simplify claims procedures, establish injury prevention-workers’compensation-an effective mechanism for vocational rehabilitation Trinity imminent.