Researching For Bank-trust Cooporation Legal Issue

Bank-trust cooperation is an agreement that developing financing cooperation，cooperation of Credit Assets Securitization, and other cooperation business betweenBank and Trust Company. This financing innovation combines their own advantagesto satisfy the diversifying source of money and the diversifying utilize of moneyneeds, which called the best model of developing Trust business. Bank-trustcooperation has become the most important platform for domestic financing productssince2007. Here is the structure:In the first chapter, based on three dispute cases in order to analyze the typicalcase of trust business and analyzing the law issues, such as bank-trust cooperation wasnot found its advantages on the role. Comparing with the bank, they lost the right tospeak, financial Lack of special protection of consumer rights and boost cooperationin silver letters of the "shadow banking and growth" issues.In the second chapter, first of all, defining the concept of "trust","bank-trustcooperation","bank-trust cooperation of financial products", then discussing themodel of bank-trust cooperation, and based on bank-trust cooperation, dividing intodifferent types of financial products; third, using the situation to analysis the marketdevelopment tendency, legislative regulation, financial consumer protection, etc.;Finally, analyzing two main risks; the risk of product management and macro-controlpolicy risks.The third chapter focuses on the relationship between legal relationship investors,banks and trust during the process of Bank-trust cooperation. First, analyzing criticalthinking of modern three legal relationship doctrines, and second, elaborating therelationship between the three doctrines, finally, summarizes faultiness of these three doctrines.In the fourth chapter, by using more developed countries, such as the UnitedStates, Japan, Germany three trust industries to analyze the history and status of thedeveloped countries industry, then laying out the foundation for learning foreignexperience to improve the system of bank-trust cooperation.In the fifth chapter, improving the idea of bank-trust cooperation system in China,which mainly divided into the following areas; correcting Bank-trust in the betterposition, improving the relevant legislation laws, reforming the regulatory system, andestablishing the financial consumer protections.