The Perfection Of The Paying On Account System Of Work Injury Insurance Fund

The Paying on Account System of Work Injury Insurance is a legal system based on Article41and Article42of Social Insurance Law, which goes into effecton July1st,2011. The system is designed to ensure that workers or their relativesreceive timely and effective treatment of industrial injury. The system is an attention system at the beginning of the formulation, let a lot of injured workers see thehope. The pressure and problems brought to the industrial injury insurance fund and the administrative organs far exceeds the legislation at the beginning of the imagination after more than2years practice. This paper expounds the concept, application condition and theoretical basis of The Paying on Account System of Work Injury Insurance. Through the analysis of relevant data published in national and localauthorities and investigation report published by Beijing Yilian labor law aid and Research Center, the paper pointed out that the The Paying on Account System ofWork Injury Insurance had faultiness, caused by a) having a false understanding ofhow difficult it is from the beginning; b)the lack of detailed rules for the implementation of the system; c) social insurance agencies are realistic concerns; d) lack ofthe ability to anti-risk. At last, the paper gave some suggestions, a)Improving theadvance payment procedures and recovery procedure by formulate the detailed rulesfor implementation; b) To solve the problem of industrial injury insurance fund balance by establishing a special fund, collecting inductrial injury insurance premium to execute a difference to expend rate and float cost rate.