Research On Risk Control Of A-hospital Finance Lease

The financing lease term originated from the last century after World War II in 50s in the United States, Europe and other developed countries, financial leasing has become the second major financial instruments to bank credit. Because of the fixed assets obtained in both financial leasing model function has certain advantages, for the medical industry, the application of medical equipment is very suitable, therefore, financial leasing has become a medical equipment acquisition mode is most often used in medical institutions in Europe and other developed countries. Compared to European countries, China’s financial leasing industry’s first since the early 80s through 90s at the end of last century gradually began to infiltrate into the medical industry, the overall trend is relatively slow. But in twenty-first Century, especially in recent years, the medical and health system reform, China’s modern medical system and a variety of modern medicine Treatment equipment development, coupled with the demand for medical services continued rapid growth, resulting in medical market showing the competition pattern.And some with private capital into the medical industry market competition intensified, for-profit medical institutions, advanced medical equipment and facilities become the important core competitive factors "development of for-profit hospitals.A hospital is a private hospital,was founded in 2006 after years of development has grown,has a certain scale, school district covers an area of 3.6 hectares, the total construction area of 48 thousand square meters, fixed assets of RMB 9 million 375 thousand. 523 beds, 690 staff members, including: the title of senior technical staff of 423 people, have medical (medical)section 52, the comprehensive strength in the region of the hospital ranked second, after the first hospital, the hospital faces from other local hospital competitive pressure. At present the main problem urgent need is the existing medical equipment obsolescence, has been unable to meet the patients’ needs, serious obstacle the development of the hospital. According to the current status of the development of the medical market and the future of local demand for CT treatment,patients in the service and strive to improve the core competitiveness of the hospital, the hospital Decided to acquire more advanced multi - slice spiral CT and other equipment.Therefore, in order to construct the leasing model of A hospital risk control system,effectively improve the A hospital financial leasing risk management capability. Based on the data within the medical industry carding and analysis, especially for a large number of medical institutions in financial leasing project successes and failures of the past experience has done a lot of research, and the risk factors one by one extraction and recognition necessary; in addition,this paper emphasizes the risk identification as the basis, the author tries to through the research on the basis of A hospital, analyze and evaluate the status of fully integrated A hospital actual leasing project and financial risk management, summed up the corresponding strategies and recommendations; combined with the A hospital financial leasing project analysis of key points to control the risk of financial leasing mode of medical industry practice analysis; in order to provide medical and hospital financing lease industry A The aim is to provide useful references and suggestions for the successful construction of risk control system.