Research On The Evaluation Of Financial Ecological Environment In Gansu Province

Financial systems are like ecosystems,with a biosphere within them.The economic environment,financial credit environment,government environment,social environment,legal environment and other factors in the financial system compete with each other and develop together,forming the financial ecological environment.The virtuous circle of financial ecological environment is not only conducive to the steady development of financial system and the improvement of regional financial resources allocation efficiency,but also can effectively prevent and avoid financial risks.Gansu province as one of the important provinces in northwest China,at present,the province's financial ecological environment quality is general,mainly manifested in the economy is low,still need to adjust the industrial structure optimization,financial credit consciousness is weak,great pressure of local government debt,financial ability,imperfect legal system,people's living standard gap between regions,etc.This situation makes a large number of potential financial risks accumulate,which is not conducive to maintaining the stability of the financial system in Gansu province and may hinder the sustainable development of the financial ecological environment.The purpose of this study is to use the method of quantitative analysis of 14 cities in Gansu province's financial ecological environment evaluation,and to find the weak spot of the development of the financial ecological environment,according to the result of theoretical analysis and quantitative analysis of some Suggestions,in order to reduce the accumulation of potential financial risks,maintain the stable development of the financial system.Firstly,this thesis makes a lot of researches and summaries on relevant literatures at home and abroad,summarizes the main components of financial ecological environment in Gansu province,and analyzes and discusses the connotation and mechanism of each component.Then,the current situation of financial ecological environment in Gansu province was studied,and the evaluation index system of financial ecological environment in Gansu province was constructed by referring to the previous research results.Then the evaluation model of this thesis was established by using the structural equation model to measure the relationship between various elements of the financial ecological environment,and the financial ecological environment quality of 14 prefecture-level cities from 2013 to 2018 was ranked and graded.The empirical results show that: 1.The overall level of financial ecological environment in Gansu province is general,and the gap between different prefecture-level cities is large;2.The development performance of economic environment and financial credit environment is good;3.The development level of government environment and social environment needs to be improved;4.The development of the four levels of financial ecological environment in prefecture-level cities is unbalanced and there is a competitive relationship.In view of the current situation and empirical results of financial ecological environment in Gansu province,this thesis puts forward five optimization Suggestions:1.Accelerate the adjustment and upgrading of industrial structure;2.Play the radiation role of central cities;3.Enhance the comprehensive service capacity of the government;4.Strengthen the soft restraint construction of social credit;5.Improve the financial legal system.