Case Study On Green Credit Of Icbc Beijing Branch

With the rapid development of China's economy,environmental problems have become more and more severe and become the main reason for restricting further economic development.In order to ease the contradiction between the ecological environment and economic development,development of green financial is imperative.As an important member of the financial system,commercial banks have the responsibility to assume the obligation to develop green finance and promote the development of green finance.Green credit,as an important part of green finance,has made great contributions to protecting the ecological environment.Since 1995,the Chinese government has begun to promote green credit.In the report of the 19 th National Congress of the Communist Party of China,General Secretary Xi Jinping pointed out that the construction of ecological civilization is a millennium plan.As the distributor of capital and the intermediary of the financial system,the implementation of the green credit policy will fundamentally control the blind expansion of traditional polluting enterprises and support the development of environment-friendly enterprises.The Beijing branch of industrial and commercial bank of China is the first commercial bank in China to propose and implement green credit.Therefore,the Industrial and Commercial Bank of China was selected as the research object to analyze the benefits of green credit implementation.This article takes Industrial and Commercial Bank of China Beijing Branch as an example.First,it introduces the case of the Industrial and Commercial Bank of China Beijing Branch.It mainly introduces the background of ICBC Beijing Branch's green credit.It mainly introduces the policy background and market background,then it introduces the development process and development status of green credit business of Beijing branch of ICBC.Secondly,a case study of ICBC Beijing Branch's green credit is carried out,it analyzes the business process of green credit and the reasons for its success,then it analyzes and summarizes the asset quality and operating profit of ICBC Beijing branch after the development of green credit.Finally,it introduces the results of green credit development of ICBC Beijing Branch,and summarizes the benefits brought by the development of green credit by ICBC Beijing Branch to society and the environment.In the last chapter,it summarizes and analyzes theenlightenment of ICBC Beijing Branch's implementation of green credit,in order to provide some advice for other banks.