Research On The Sustainable Development Of Urban And Rural Residents Serious Illness Insurance System In China

Since 2009 started the reform of medical care system,and gradually improve further the reform of medical system in China,following the 2012 six department issued "on the development of urban and rural residents illness insurance work guidance",in August 2015 the State Council issued again "on the full implementation of urban and rural residents illness insurance",the serious illness insurance coverage and payment ratio the range of proX4 sed requirements.The introduction of serious illness insurance system,marking a new breakthrough in China’s health care reform,highlighting the country’s care for vulnerable groups,but also to seriously ill patients get real benefits.The establishment and implementation of serious illness insurance system,to improve a multilevel medical security system,to promote universal health care system construction,promote the government and the market mechanism combined,have very imX4 rtant significance to improve the level and quality of basic medical insurance.However,as a long-term security system,China’s serious illness insurance is facing various difficulties in the sustainable development,especially the low level of financing,the X4 or ability of the fund.Only to overcome these difficulties prevent illness insurance sustainable development,China’s serious illness insurance in order to better services for the urban and rural residents,this paper through the analysis of the factors influencing the serious illness insurance sustainable development,and puts forward some suggestions for the sustainable development of serious illness insurance.Firstly,based on defining the concept of serious illness insurance and discusses the serious illness insurance of the imX4 rtance of the sustainable development,this paper analyzes the influencing factors of the sustainable development of China’s insurance system,and selecting the dimensions of financing level by quantitative analysis,in order to reduce the serious illness insurance rates,improve the financing channels,improve the serious illness insurance compensation level the.Finally,the paper puts forward the countermeasures and suggestions to realize the sustainable development of serious illness insurance in our country.