A Study Of Pawnbroking In Yunnan Province During The Republic Of China

Pawnbroking is an ancient financial organization in China,which appeared in the Southern-Northern Dynasties,as one of the folk lending organizations,not only provides people with secured loans,but also alleviates the temporary shortage of funds,and it relates particularly closely to the people from the middle and lower levels,which had a very important role in economy and society.Pawnbroking in Yunnan province emerged from the early Qing Dynasty and experienced a process from nothing to prosperity to decline.The Pawnbroking was booming all over the country,with no exception of Yunnan,but this tendency did not last.During the late Qing Dynasty and the Republic of China,with the invasion of imperialist powers and the domestic wars,the Pawnbroking in Yunnan quickly declined.Although people have different opinions on Yunnan’s Pawnbroking,its existence still has an important influence on Yunnan’s society and economy.There are five sections of this article which discusses the Yunnan’s Pawnbroking during the Republic of China.The first part is about general situation of the development of Pawnbroking in Yunnan,which is divided into two stages according to the development trend: before and during the Republic of China;The second part is the introduction category,organization form and industry standard of Yunnan’s Pawnbroking,which is divided into four categories according to different classification standards,and introduces its business processing flow and industry norm in detail;The third part mainly inspects the supervision from the government and Pawnbroking itself;The fourth part analyzes the reasons for the decline of Yunnan’s Pawnbroking and analyzes the reasons for the successful transformation of Yunnan’s Pawnbroking in decline.The fifth part makes a overall assessment about Yunnan’s Pawnbroking based on the former four chapters,which includes characteristics,effect and drawbacks of Yunnan’s Pawnbroking.Through the study of the Yunnan’s Pawnbroking,it can help people know more about the effects and deficiencies of the Yunnan’s Pawnbroking,and provide a referenceto the development of the modern Pawnbroking.