The Impact Of Individual Pension Level On Family Intergenerational Education Investment Level In Liaoning Province

With the development of our economics and society,the old and the young have become the hot issues in the current society.Theory and practice show that under different pension insurance systems,the government and family investment in education will have different levels of investment decision-making,and the difference of pension treatment between individuals and families will also have an impact on the investment level of next-generation education.At present,there is a diversified pension system in China,and the degree of participation of urban and rural residents in the social pension insurance system varies,which is more likely to become an important factor for urban and rural residents to influence their investment in education for generations to come.Therefore,it is of great practical significance to study the relationship between pension level and the investment level of intergenerational education.This paper first introduces the current situation of social endowment insurance and education investment in China,then designs a questionnaire to collect samples by combining questionnaire survey and interview.After sorting out the data,it uses multi-classification logistic model to make an empirical analysis of the pension treatment on the level of inter-generational education investment in families,and makes a concrete analysis of the results after regression analysis.The analysis concludes that the lower the pension level,the lower the level of investment in intergenerational education;the smaller the number of intergenerational children,the better the level of investment in intergenerational education;the higher the education level of the elderly,the higher the level of investment in intergenerational education;the stage of the greatest investment in intergenerational education lies in the middle school stage,mainly due to the prevalence of supplementary school atmosphere and the middle school level.Students with more subjects can not cope with the need for supplementary learning in after-school time,which makes the expenditure of family education investment significantly increased,and also requires the elderly to invest in alternate generations of education.Finally,through the two perspectives of pension and education,policy recommendations are put forward.To increase investment in education,the first thing is to ensure the lives of the elderly.The government should take eliminating occupational and urban-rural differences as fair goals,gradually improve the pension system.While achieving full coverage and participation,it should fundamentally improve the level of pension security and narrow the gap between urban and rural pensions.The living standard of the elderly has been further improved.In terms of education,we should eliminate the differences between regions and schools as far as possible to ensure the fairness of education.The government should also increase investment in education and give full play to the enthusiasm of society in running schools.Finally,parents should change their ideas.Society needs not only knowledge talents,but also technical talents.We should establish scientific investment objectives and optimize the structure of family education investment.