Research On F Company Credit Management From The Perspective Of Industry And Financial Integration

In recent years,by the epidemic repeated,real estate thunder,raw material rise,production and electricity and "double carbon" target and other market environment,the coating industry is facing greater uncertainty,in a variety of variables under the coating market is also not small impact.In order to gain more market share,coating enterprises are widely using credit sales to develop new customers while stabilizing old customers;but inappropriate credit sales will lead to a large amount of accounts receivable,seriously affect the efficiency of funds and hinder the future development of enterprises.From this point of view,it is urgent to effectively optimize the credit management problems caused by F coating company by credit sales.However,the specific credit management of F company is carried out through business and finance departments,with the lack of information flow and data flow,finance concept,business and finance,business,business department only sales,which seriously affect the credit management level of F Company;In this case,how to better optimize the credit management of F Company is an urgent problem.With the development of information technology,F Company can consider whether they can use the concept of industry and financial integration,and improve the credit management of enterprises by relying on the relatively mature information system.therefore,This paper starts from the perspective of industry and financial integration,With the F coating company as the research object,Combined with the overall situation of the coating industry,Drawing on the "3+1" credit management model,In the whole process and stages of F enterprise credit management activities,Engaged in precustomer credit management,enterprise credit management,postaccounts receivable management,Combing and analyze the status quo of F enterprise credit management;Find out the problems existing in the existing credit management work of F Company,And to analyze the reasons,It is mainly due to the dispersion of industry and financial information data,the inconsistent credit management objectives of various departments and the imperfect enterprise information process;For these reasons,The F enterprise credit management optimization scheme based on the perspective of industry and finance integration,Integrate various resources of F enterprise credit management in business and finance,Relying on the media tool of the integrated information platform,To reorganize and optimize the workflow of F enterprise credit management,Improve the work efficiency of enterprise credit management,To infiltrate the credit management work into all links of enterprise business and finance,Effectively prevent,control and defuse the credit risks brought about by the enterprise credit sales activities,Make the business activities of enterprises more stable and safe.It is also hoped that through the research of this paper,it will provide reference for F Company to gradually optimize customer credit rating,enterprise credit conditions and accounts receivable collection,effectively improve the overall quality of F enterprise receivables,reduce the credit risk brought by credit sales activities,and maximize the value of the enterprise.