| In recent years,the rapid development of China’s economy,followed by the serious problem of environmental pollution,so it is urgent to promote the transformation and upgrading of industrial structure.In this context,China implemented the green credit policy in 2007.Since the implementation of green credit,the provincial governments and commercial Banks have actively cooperate with,green credit rapid expansion,but due to the high energy consumption,high pollution enterprise is difficult to rapid transformation,and green credit just promote the thrust in the process of industrial structure optimization,its influence on the industrial structure will vary with regional changes in our country.Therefore,in order to give better play to the role of green credit in adjusting the industrial structure,it is very important to analyze the problems existing in the implementation of the former in China and study whether it really has an impact on the optimization of the industrial structure and the analysis of the heterogeneity in the central,eastern and western regions.This paper first combed the domestic and foreign about green credit,industrial structure optimization,green credit and the relationship between the industrial structure,on this basis introduces the concept of green credit and industrial structure optimization,measurement method and theoretical basis,and organize,supplement and perfect the mechanism of the influence between the two,expounds the green credit can use capital formation,capital orientation and industrial integration mechanism directly promote industrial structure to the direction of the advanced,rationalization,ecological,but also can through technological innovation intermediary effect to promote industrial structure optimization.Second,this article to 30 provinces in China(in addition to Hong Kong,Macao and Taiwan,Tibet region)as the main research object,analyzes the green credit,the development of industrial structure and green credit development under the background of industrial structure optimization,using basic data reasonable speculation the development of green credit can affect the industrial structure optimization,for the mechanism of the fourth chapter analysis.Then use some basic facts and related case analysis of green credit affect the optimization of industrial structure mechanism,and according to the above analysis of the corresponding hypothesis,determine each variable selection and measurement including with the entropy method of industrial structure rationalization,advanced,ecological calculation weight and synthetic industrial structure optimization index,for the fifth chapter empirical test.Finally,on this basis,the benchmark regression model and the intermediary effect model are established to study the influence effect and path of the former on the latter,and to analyze the influence effect of green credit on the different industrial structure in the central,eastern and western regions with the help of heterogeneity analysis.This paper first combed the domestic and foreign about green credit,industrial structure optimization,green credit and the relationship between the industrial structure,on this basis introduces the concept of green credit and industrial structure optimization,measurement method and theoretical basis,and organize,supplement and perfect the mechanism of the influence between the two,expounds the green credit can use capital formation,capital orientation,industrial integration and feedback and credit push mechanism directly promote industrial structure to the direction of the advanced,rationalization,ecological,but also can through technological innovation intermediary effect to promote industrial structure optimization.Second,this article to 30 provinces in China(in addition to Hong Kong,Macao and Taiwan,Tibet region)as the main research object,analyzes the green credit,the development of industrial structure and green credit development under the background of industrial structure optimization,using basic data reasonable speculation the development of green credit can affect the industrial structure optimization,for the mechanism of the fourth chapter analysis.Then use some basic facts and related case analysis of green credit affect the optimization of industrial structure mechanism,and according to the above analysis of the corresponding hypothesis,determine each variable selection and measurement including with the entropy method of industrial structure rationalization,advanced,ecological calculation weight and synthetic industrial structure optimization index,for the fifth chapter empirical test.Finally,on this basis,the benchmark regression model and the intermediary effect model are established to study the influence effect and path of the former on the latter,and to analyze the influence effect of green credit on the different industrial structure in the central,eastern and western regions with the help of heterogeneity analysis.The main conclusions of this paper are as follows:(1)green credit and industrial structure are showing good development trend in China,however,the orientation structure of green credit is not balanced,and the optimization of industrial structure has stagnated in some areas,indicating that there are still some problems in the implementation of green credit and industrial structure optimization,and the convergence between the two shows certain correlation;(2)green credit plays a significant role in promoting the optimization of industrial structure.The panel data of 30 provinces shows that green credit promotes the optimization of China’s industrial structure and has a significant impact;(3)Sub-index regression shows that green credit has a significant positive impact on the three sub-indicators of industrial structure,including advanced,rationalization and ecology,that is,green credit promotes the transformation of industrial structure to the direction of advanced,rationalization and ecology;(4)green credit promotes the optimization of industrial structure through the intermediary effect of technological innovation.The intermediary effect test model shows that technological innovation is the intermediary variable that green credit affects the optimization of industrial structure and plays an intermediary role;(5)there are regional differences in the influence of green credit on the optimization of industrial structure in China.The empirical results show that the regression coefficient of green credit and industrial structure optimization in the eastern and central regions of China is significantly positive,while the regression coefficient in the western region is positive,but the value is small and not significant.It shows that the implementation and development of green credit policy in China can promote the optimization of industrial structure in the eastern and central regions. |