Development Of Small And Medium-sized Enterprises And Financial Support

The fund is the first motive force of enterprise's economic activity and lasting motive force, the production and operating activities of enterprises can not do without the push of the fund and maintain.So could obtain steady capital source ,raise for get fund that factor's of production making up need in full amount in time, the management and development of small and medium-sized enterprises are all essential. The development of the small and medium-sized enterprises of our country, can not separate from the reform , cultivation of the capital market , development in pluralism of the financing channel of the banking system. Because of economic system of our country being in the transition course, the reform" of the banking system still relatively lags behind, still there is very great difficulty in the financing of small and medium-sized enterprises, mainly showing in the following aspects: The fund is insufficient in supply , a great deal of respects that the imperfect, direct financing channel of guarantee system is not smooth ,etc. Ownership composition reform that in recent years , with relying mainly on public ownership , many kinds of economic forms develop together, with to non-discriminatory commitment of principle after the promise of our country accession to the WTO, the financing issues of small and medium-sized enterprises are arousing the. attention from the theory and real department progressively.This text grow up the financial support question of the course as the research object with small and medium-sized enterprises, analyze financial system innovation in term of supporting development of small and medium-sized enterprises, put forward with and improve the financing environment of small and medium-sized enterprises and train of thought of the financing behavior further. Through the research of this text ,it achieves two purposes : First , announce the course , essence and behavior characteristic of financing of small and medium-sized enterprises, announce the rule of development of the financing behavior of small and medium-sized enterprises; Second , announce that .meets the needs of development of small and medium-sized enterprises, the direction and goal of the reform in banking system, create conditions for promoting the sound development of small andmedium-sized enterprises. Main task of this text to contact China characteristic and reality of development of small and medium-sized enterprises that system make the transition, use. new system economics , finance study, transition economics , basic theories and method of development economics , information economics synthetically, China's system has made the transition among the course since the reform of analyzing, the influence on the financing of small and medium-sized enterprises and financing way changes of the system factor, probe into small and medium-sized enterprises financing inherent logic that way develop , announce small and medium-sized enterprises realistic problem and restriction factor that financing face, from financing angle. that way develop , analyze the present stage small and medium-sized enterprises choosing and inherent defect of route of property right reform, study characteristic , question and difficulty that small and medium-sized enterprises utilize the capital market; Combine China development of small and medium-sized enterprises and phased reality of transition , have from macroscopic and combination of microcosmic, propose solving the train of thought of countermeasure of the financing problem of small and medium-sized enterprises multi-levelly, ornni-directionally.