Research On Conviction Of The Offense Of Insurance Fraud

Insurance is a kind of pay system of economical lose compensation and person lose payment which gather the social concur character and science character. But since there is insurance, there are insurance frauds. With the complexity of citizens in the economic life of modern society, as one of the crime, the offense of insurance fraud has developed towards the tendency, that is, means of crime is more and more complicated, the field of committing a crime is getting larger, the sum involved is getting huge, the social dangerousness are more serious.It is shown that there are different degree defects in a few definitions in the theories field. In overview of the general requests for giving a definition and the character of the offense of insurance fraud, the writer views that the offense of insurance fraud refers to the act of policy holder, the insured and beneficiary in the insurance contract relation violating the regulations of insurance law to illegally occupy as its purpose, adopt deliberately falsifying the subject matter of the insurance; or cooking up the cause of an insured accident or overstating the extent of loss; or inventing stories an insured accident that does not occur; or deliberately causing the occurrence an insured accident that leads to property; or deliberately making insurance accidents to swindle large sums of insurance. It has the characteristics as follows: their being subjectively in the diversity of the criminals, the combination of intelligence and cruelty of the criminals, simpler in criminal suspect; their being objectively in deceptive, crime means' profession to turn , the crime activity concealment very strong, be involved amount of money huge, usually living with other crime companions, the severity of the consequences of the crime, higher black number of crime , and having a thing...