The Formation And The Legal Protection Of The Concept Of The Credit In Rural China

China is a state of ceremonies where trustworthiness is highly treasured. Honesty and credit is endowed with loft status in the traditional culture of China. With the country's opening to the outside and reform and the development of market economy, integrity becomes the market economy's soul, and its effect is not to be ignored. The farmer credit awareness education not only need to be strengthened but also needs the guidance of law.China developed from a rural society. The main purpose that to study the development of credit investigation system and political philosophy is not only to find the credit concept,but a step further to promoting the development of the rural credit system and the history of ideas and change traditional process, and analyses the rural credit system and credit, and the reality of Chinese rural credit cooperatives in China's rural credit by interpersonal trust toward the role, and trust system of rural credit cooperatives governance in China.Chinese traditional culture with a history of five thousand years valued highly the quality of "goodness" and being "honest and credit", showing a "blood" and "geopolitical" unique credit culture. In modern times, the Chinese rural economic development through the traditional mode of production and life style, change the rural economic relations between China and interests and modern rural credit system and credit concept is also in traditional rural credit and changes of the ethics. China's rural credit system,credit concept of the formation development processwhich are China's rural credit system by interpersonal trust toward the subordinate of trust, based on the concept of the system innovation。And establishing a modern market economy is the social credit system is essencial. For the complecity in real market economy,the relationship between the credit concept and legislation becomes complex too. Definitely,legislation is the basement for establishing modern credit relationship. The reason lies that legislation not only estabilsh a juristic system, but also enforced the credit concept to become real. Secondlyjuristic sprit demands honsety from its first beginning.In this point,Credit and legislation's co-exsistance is a hard fact.In general, the esssey try to balance "tradition" and "modern", China's rural credit system innovate its concept. China's rural credit system gets construction and development, with legal basis, to promote China's rural credit cooperatives law and the construction of rural credit cooperatives, for the independent financial status and special purpose to provide more support.The whole essay is consisted in seven parts:introduction, five chapters, and epilogue. The introduction contains the problem, category, reform and development. For the studying meaning that the credit is the most important theme of the marketing economy and the improvement of the legal system. The credit is a key factor in our society, because the economy will develop or not, whether the marketing economy will promote, the harmony of the society will come true, and so on, will all have the important relation with the credit. What is the exact definition of the credit? What is the difference between the China and the Western countries? They are all the priorities of our study. After analyzing the conception, we will focus on the basis of the essay--credit idea research in the law thought. We all know that the research on credit should not only dwell on the books, we must consummate it in the practice and make state law and common law coordinate unification. They all need ours endeavor and also will spend a long time.The first chapter of primary coverage elaborates the change of China's rural credit idea. China Rural credit cooperative's system foundation is the early time credit cooperation system's production, but this is cannot separate with the Chinese tradition credit idea. The Chinese tradition's credit idea is one kind based on the blood relationship and the geography relations trust credit, its main feature is regarding has the blood relationship or the life region close person with is very easy to trust, otherwise regarding these blood relationships in any relations, the space length also very far person has not been very difficult to believe that this kind of relations' formation has the close relationship with the Chinese tradition small farmer society's production. Along with social economy's development, the Rural credit cooperative also implements in the economical tide is transforming and the development, from the initial government to its leadership and the management, arrives gradually operates independently, this is the market economy and the commodity economy law of development choice inevitably, what but is related with it is traditional credit idea modern reforming. Hereafter second chapter is the further deepened analysis on cerdit bondings, the study which proves the writer's view is fact-proven.The third chapter is mainly inquired about how to move toward the system trust by the interpersonal trust. Obtains the enormous impact in the economical reforming time people's ideological concept, the old ideological mode is broken, but the new thought idea's formation is also needs a relapse, the long-term process, then in the new old alternate blank time often easily creates in the thought the vacancy, therefore causes the behavior deviating from the norm, a series of credit behavior performance is also not more prominent. Must devote based on this. Legislation also plays an improtant role in credit management.The forth chapter mainly focused explores the rural community credit government the cooperative society way. The credit association needs to promote own prestige through internal and external's government further in the market competitive power. But the farmer oneself is in the weak trend the community, blows up the development to be beset with difficulties, urgent needs to have the society and so on outside forces and the factor involves positively with supports vigorously, this is must take the path which the Rural credit cooperative and the cooperative society unify, its may realizes road of jointly the cooperation through the fund union as well as the supply and sales, thus realizes by the interpersonal trust moves toward the system trust, then speeds up the rural community the legislative work path.The last chapter inquired about that the legislative way improving credit concept administration, suggested to speed up the constrction of credit agency system and the display of the government's guiding role."The road is long and far, I will do my best all my life". I will hold this kind of creed to guide my future in hope of contributing to the Chinese countryside credit government project development.