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Research On The Growing Dynamics Mechanism Of City Commercial Bank In China

Posted on:2013-02-12Degree:DoctorType:Dissertation
Country:ChinaCandidate:T GuoFull Text:PDF
GTID:1119330362460599Subject:Management Science and Engineering
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The city commercial bank as one kind of banking institutions in China which restructured from urban credit cooperative is an important content of banking system reform in our country. After 15 years'innovation and development, city commercial banks have effectively managed and resolved financial risks accumulated by thousands of urban credit cooperatives. In term of looking ahead, on the economic environment full of Chineses characteristics, selecting suitable growing model to be a market power and come to the fore in competition has become a common isuue for city commercial banks in China.The dissertation uses strategy management, frim growing theory and systems theory as theoretical basis to make a system research on growing mechanism of city commercial bank which covers three areas, including the growing characteristics of city commercial bank, the growing dynamics mechanism of city commercial bank, and the growing model of city commercial bank. In addition, through using of the combination of qualitative and quantitative research methods, the normative study, the empirical research, case studies and other technical methods, the dissertation summarizes the growing characteristics and performance of city commercial banks from a system framework, and then analyzes the causes and realistic approaches of characteristics of each type, and accordingly sum up the main driver force on the city commercial bank's growth and constructs growing motive-force mechanisms, and implement empirical test and model amendment by using SEM (Structure Equations Model). Basing on the above mentioned research, the dissertation raises three growing models, namely the Scale Effects Growing model, Differentiation Growing model and Seizing the Assistance Growing model, and finally takes Qilu Bank as an example to carry out case analysis, and finally come up with suggestions of how to achieve the sustainable growth of the city commercial bank.Comparing with other previous researches, the main innovation work of dissertation is following:a. Constructed the city commercial bank growth dynamic mechanism.The dissertation makes a research on the relation of different risk factors and raises the isuue that the growing of city commercial bank results from combined action of the external factors and internal factors. Basing on the development pattern of city commercial bank in our country, the dissertation provides a dynamic model for the growth of city commercial bank. Besides, the dissertation makes a effectiveness verification of growing dynamics mechanism by the aid of structural equations, experts interview and questionnaires methodologies, which gives a further solution about the relation between every growth driving forces, and between growth driving forces and dimensions on growth.b. Creates the growth characteristics based on the heterogeneity of city commercial banks. The dissertation states that the growing nature of city commercial banks is ascribed to the selection of growing model with considering differet influence factors. Basing on the above issues, the dissertation makes a painstaking investigation and a research on the driving forces of growth on every model, including the location advantages, government influence, market competition, corporate governmence, capital rationing, innovation capability and management capability.c. The dissertation creates a growing model based on the growing dynamics mechanism of city commercial bank. According to the specificity of city commercial bank, the dissertation raise three kinds of growing model based on the growth dynamics mechanism of city commercial bank, including Scale Effects Growing model, Differentiation Growing model and Seizing the Assistance Growing model, and also states that the growing characteristics, initial condition, business strategy and relevant cases. At the end, the dissertation takes Qilu Bank as an example to make an analysis about the strategy selection on growing model.
Keywords/Search Tags:City Commercial Bank, Growing Characteristics, Growing Motive-Force Mechanism, Growing Model
PDF Full Text Request
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