Optimizing The Financial Structure In China

Since fulfillment of the reform and opening-up policy, China's amazing record of financial development is impressive. The total volume of finance increases rapidly and the function of the financial sector in exerting a tremendous influence on a modern economy has become increasingly important in China. However, the optimization of China's financial structure did not accord with rapid increase in total amount of the financial sector, which has restricted the improvement of financial function and efficiency seriously. The issues regarding the financial structure have become the principal contradiction and main restriction of China's financial development. Thereby, in order to adapt and enhance the growth of national economy, the financial structure should be adjusted and optimized in China, while strategical adjustment of economic structure is being carried on.An emphasis of aborative study on the financial structure is placed on exploring suitable path to the adjustment and optimization of China's financial structure. Moreover, it is necessary to investigate the decision mechanism, regulation mechanism and optimization mechanism of the financial structure fundamentally, through a theoretical model of financial structure optimization. In this model, an evaluation index system about financial structure is proposed to analyze the essential way of the financial structure optimization, and the theoretical foundation is offered for adjusting and optimizing the financial structure voluntarily. Under this situation, further study on China's financial structure optimization undoubtedly becomes our mission.Based on the results of previous researches, this paper is attempting to construct a theoretical framework about financial structure optimization and make a systematic analysis on China's financial structural adjustment and optimization from the viewpoint of economics. The significance of this study lies in two aspects. First, the result from the study will help to facilitate the discussion about the strategy of financial structure optimization and promote the further development of financial theory in China. Second, through the investigation of the current situation and its existing defects of China's financial structure, the theoretical framework in this paper will be applied into the practice of financial development to promote theoretical foundation concerning financial structure adjustment and optimization in China.In this study, on the basis of economic and financial development in China (mainly...