| In the transaction period,the regional credit rationing in China have great difference,the capital flows into the developed east areas and flows out from the undeveloped mid and west areas,which affects the regional stategy of our economic developments.The paper discussed from the regional credit rationing,analyzed the reasons of the great difference in the regional credit rationing of Chinese different areas.The paper has seven chapters:First chaper introduced the background,goals and purposes of the paper;Second chaper gathered the materials and documents related to the topic and gave out the paper's own research purposes and stands;Third chaper described the practical problems of the regional credit rationing in China,used models to analyze the causes of regional credit rationing difference in China and its effects on the Chinese regional economy;Forth chaper discussed how to decide in the regional credit rationing under the intererst rate systerm,rist control systerm and management systerm;Firth chaper analyzed the changes of the regional credit rationing under different conditions as the regional economic,credit market and regional legal systerm,concluded the regional credit rationing systerm was formed with rist and gain; Sixth Chaper used the test model of FH and Park,with the datas of 12 cities in Guangdong Province,analyzed the systerm of the regional credit rationing in China with high gain low risk,concluded that such systerm will enlarge the gap and differenece of the regional credit rationing in China;Seventh Chaper gave the suggestion and policies for the differenece of the regional credit rationing in China and so on.This paper set up a theoritical stucture to analyze the regional credit rationing systerm,used practical datas to give a picture of the differenece of the regional credit rationing in China and its effects on the economy,gave the policy suggestions of instructing the credit resources well-allocated,and further regional strategies.
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