The Research On The Model Of The Agricultural Bank Of China's Financial Holding Company

Agricultural Bank of China is a subject of our country's rural financial system. For many years, the agricultural bank has made great contribution in bringing about an advance in urban and rural economies, rural economic reform, rural social stability, etc. While scoring achievements, has accumulated a large number of risks too.At the beginning of 2009, the shareholding reform of agricultural bank completed initially. In future reform and developing, the agricultural bank will be facing an irreversible trend and two arduous development tasks. What is called"a trend", means financial integrative operation model; What is called"two tasks", one is the general development as an commercial bank; the other is giving to the rural economy commercial but not policy-related services.In order to realize these goals, the agricultural bank needs to explore the brand-new development model to build a new financial holding company.The main conclusion of this paper:First, sum up the universal law appearing in the financial evolution of holding company through the comparison of the financial holding company at home and abroad;Second, through the comparison of the financial institution of the overseas serving for the rural economy, this paper abstracted successful experiences of the rural finance, especially for the big bank;Third, this paper has analyzed supply and demand of China's rural finance and the contradiction of the supply and demand at present."two tasks". Based on all of this, the paper has given the plan of building an financial holding company for the Agricultural Bank of China.The main innovation of this paper:Innovation of the researching approach. Use the structural analytic approach to carry on research on the operation of the financial holding company for the first time.For the first time, this paper has proved the influence of the special tasks on the ABC's financial holding company building, and has made detailed analysis with role and function of the particularity to the agricultural bank under economic growth and institution reform background, Has explained the importance of special building an new organization and making special institutional arrangements during the constitution of the ABC's financial holding company, and has given a brand-new intact designs of reform modes and institutional framework. This is the greatest innovation herein.