Research On The Credit Rating Of Small And Medium-Size Medicine Enterprises In China

In accordance with the existing index system for credit rating, most small and medium-size medicine enterprises'credit rating results are relatively low, so banks and investors do not favor them. Therefore, designing an index system for credit rating small and medium-size medicine enterprises is meaningful: small and medium-size medicine enterprises will get fairer credit rating results; the financing environment of these enterprises will be better; these enterprises and the whole medicine industry will develop much faster and healthier.This paper firstly expounds the significance and frame of the passage. Then on one side, introduces theoretic knowledge of credit rating and the development of credit rating in China and abroad; on the other side, the characteristics of small and medium-size medicine enterprises are addressed, as well as the need of designing a new index system for credit rating small and medium-size medicine enterprises. Then, a new index system for credit rating small and medium-size medicine enterprises is educed on the basis of analyzing and comparing existing index systems. After that, a comprehensive credit rating model using the AHP and fussy mathematics is set up, based on the analyzing and comparing existing credit rating models. Finally, the index system and credit rating model designed in this paper is testified by the real data and openly information of an enterprise. The result shows that the index system and model could be effectively used for credit rating of small and medium-size medicine enterprises.