Evaluation And Analysis U.S. Senator Obama Medical Insurance System Reform

In this paper the basic mode of commercial medical insurance theoretical framework, using standard analysis based in detail the American commercial medical insurance pattern formation system environment and logic. Thus, summarizes American commercial medical insurance system logic diagram of the running mode. To find the medical security pattern of American medical security system in the concrete practice of the market failure process, exist with the government of lacking responsibilities. The key breakthrough to solve this problem with insurance company pharma is cut off of the alliance. American medical service market failure is the government intervene to control the immediate causes. Obama is in essence of cure of reflection and define the government's responsibility in medical insurance system.Through empirical analysis demonstrates the conclusion that before the system logic cure of barack Obama is to cut off the drug company and the insurance company of the alliance as a starting point, make full use of high income earners, pharmaceutical factory, insurance companies are mutually balances by emphasizing the parties, the political power and benefit tradeoff, and avoid the only big party. Prominent government in the field of medical security dominance, meanwhile, appropriate introducing market mechanism, formed astandardized benign competition environment. The whole medical scheme adopts the gradual reform means to realize universal coverage targets. We should pay attention to, the pursuit of power balances American political decides the reforms was overnight, needs to plan, the progressive realization.From Obama can cure summarized experience and can be used for our country the applicability of medical practice principle. But because countries medical insurance system, and distinctive to the use of social control mechanisms are different. So, any country's medical practice is difficult to copy the successful experience of other countries. But we can grasp the application principles with the right guidance, and combined with actual situation in China, formulate conforms to our country the scheme, medical practice to choose the right policy path to increase our medical insurance system reform the possibility to succeed.