The Research On The Loan Relationships In Han Dynasty

Han Dynasty is a period in which the united feudal system takes sharp and develops in China. In the course of historical development of ancient China, it plays an important role. The loan relationship in Han Dynasty goes through an intricate process of development for various reasons in the 400 years. Finally, it forms its own characteristics. This article is divided into four chapters, which inquire into the development of loan relationship in Han Dynasty.The first chapter's topic is" The basic condition of the loan relationships in Han Dynasty". In accordance with the time series, the overall characteristics of the development of loan relationships in Han Dynasty are briefly analyzed. It refers to three periods including the recovery and development of the loan relationships in the early Western Han Dynasty, the transformation of development model of the loan relationships after emperor Wu-ti, and the development of the loan relationship in the Eastern Han Dynasty.The second chapter's topic is" The investigation and classification of the loan relationships in Han Dynasty". We make the brief analysis for the business practice of the loan relationships in Han Dynasty from the horizontal comparison. Specifically, loan relationships in Han Dynasty can be divided into three types-usury, relief loan by government and the interdependent loan. Business practice can be divided into two types-credit loan and mortgage loan.The third chapter's topic is" The relationship between the development of loan relationships and the economic policy". This chapter mainly analyzes the relationship between the loan relationships and the government. First of all, selecting some representational time points in early Western Han Dynasty, by the Endogenous Institutional Transition Model. Namely the period of Pod Coin in Gaozu's reign of Han Dynasty, the period of vernacular money by Empress Lv in Western Han Dynasty, and the period of granting the freedom of minting coins to citizens. Then, through the dynamic study to reveal the process of system changes and the active influence by the loan capital to the government in Han Dynasty.Then, the loan relationships adjusted passively to Wu-ti economic reforms is analyzed by applying to the national theory in New Institutional Economics. The adjustment means is strengthen cooperation with government and altering the business practice. At last, this chapter analyses the Han government efforts to protect the loan relationship.The four chapter'topic is" the relationship between the development of loan relationships and the society in Han Dynasty". The effects have been expounded from both magnates and poor peasants. And then, we analysis the loan relationship's impact on the Han Dynasty. Loan relationships have powerful implications on the expansion of the magnates in Han Dynasty. Meanwhile, the poor peasants in Han Dynasty are involved in the loan relationship inevitably because of the weakness of their economy and the feature of tax structures. They are indispensable in the loan relationship in Han Dynasty, such as the relief loan, the interdependent loan and the usury.