The Study Of Commercial Bank Risk Management

Being the main section of banking system, commercial bank is the result of market economics, and its activities infiltrate into every aspect of social lives increasingly. After Asia banking cresis, many people have focused on the problem of banking risk management widely. Although the market portion of our commercial bank has expanded day after day, and several commercial banks have been the member of the 500 biggest banks, the risk-preventing mechanism is not healthy and very urgent to be resolved.On the basis of studying the origin of the risks involved in commercial banks, this article address some methods of recognizing, estimating and handling bank risks ,intend to prevent, evade, scatter and transfer these risks, to decrease losing, assure the security of funds. The main contents as follows:1~ Expound the feature and the origin of commercial bank risks;2~.Address the methods of commercial-banking risks management;3 ~. Practise five-class categorize4-.How to recognize, estimate risks;5 How to avoid, scatter risks.