Agricultural Bank Of China GuangDong Province Business Department

This article includes two part: case and case analysis.In the first part, we introduce the history of Agricultural Bank of China GuangDong province branch Business department , and more information about the loan department were given. Since the bad quality of the loan and the high financial risk, based on the theory of "control the quality of new loan, clean up the bad loan", Business department carry out a serial of actions: establish the separated systems for load inspection and granting; promote the integrated authorization model; clean up the crossing loan; get rid of the bad loan; manage the bad loan.In the case analysis part, combined with the theory of the credit risk management. We completely analysis the effect of GuangDong province branch business department's action of strengthening the credit risk management, at last, according the status of foreign bank and their practices, and some suggestions have been given in the articles .