Research On Financial Leasing And Its Non-system Risk Precaution

Financial leasing is the product that bank capital and commercial capital penetrate and combine during the development of financial industry, and it is a new-style financial business produced by real credit combining with bank credit under the conditions of modern production. Financial leasing is a very complex activity as a new way of financing, selling, credit consumption. Financial leasing is full of challenge and risks at the beginning, so it is very important to strength the management of financial leasing. Improving on the risk control system has become the important premise of promoting and developing financial leasing in our country.Presently, the research about risk precautions of financial leasing companies has just starting, therefore how to effectively forecast and control the risks has become the keys of fast and healthy development of financial leasing. Firstly, this paper researches the origin, development and operating pattern of financial leasing. Secondly, this paper studies the risk producing system and risk types of financial leasing on the basis of risks and relative theories. Next, the paper studies the reasons and functions of risk precautions, and designs the non-system index of risk precautions considering the practices of financial leasing, also establishes the model, at the same time analyses the trend of financial leasing by applying the gray predicting theory to the index. Last, the paper studies the measures on risk precautions of financial leasing.