Interest Liberalization And The Study Of Answer Strategy Of The Commercial Banks Of China

The article includes three parts:Part I , introduce the connotation, background, theory and environment of Interest Liberalization.Part II, evaluate the experience of Interest Liberalization of American, Japan, Korea, Argentina and Taiwan, and what they bring to China. On this base, try to set up a security model of Interest Liberalization of China.Part III, present the opportunities and challenges of the commercial banks of China on the background of Interest Liberalization, the pricing of financial products, the management strategy of interest risk and the credit risk management strategy. In the part of management strategy of interest risk, introduce the calculation of VAR, Asset-Liability-Management (ALM) and financial innovation.