| The development of credit evaluation adapts to the new conditions in that the financial undertakings is growing rapidly ahead and credit risk is happening with increasing frequency since our country has reformed the economic system. The evaluation of enterprise credit provides scientific basis of granting a loan for banks, in accordance with it, the bank can improve the quality of credit and reduce the credit risk. In order to develop the credit evaluation of our country, there should at first be a series of evaluation index system about it, by a certain method evaluating the credit rating of an enterprise. The present credit evaluation index system and evaluation methods are still in their beginning stage, they have so many imperfections that they spoil the evaluation effect.This research on credit evaluation, first of all, introduces the origin and the development of credit evaluation at home and abroad, and the present situation of its index system. On the basis of some researching fruits from home and abroad, it analyses the views of experts and gives some evaluation indexes from different aspects and angles. Then it summarizes on these indexes, and establishes the comprehensive evaluation index system of enterprise credit. At the same time, evaluation rank and standards are given to different indices .This paper chooses fuzzy comprehensive evaluation in accordance with the enterprise credit's characteristics. It studies this method and its application in the evaluation of enterprise credit. By use of qualitative and quantitative analytic method, the system is built up. It is combined experts" opinions with scientific calculation. It not only gives the rank of an enterprise, but also seeks the reason why the rank is high or low. Thus it can provide entrepreneur and the decision-makers of bank's loan with helpful suggestions.At last, applying the method proposed to assessing the credit rating of twenty enterprises shows that the means is practical and scientific.
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