The Innoation Aspects Of Trust & Investment Products

It is more important for Trust business to make innovations than other finance industries. Especially in today's China, innovation is cried for Trust industry after all trust companies had been neatened for 5 times.In the first part of this thesis, the history and present conditions of Trust industry are introduced. And from it we can know that there are two important problems in which Chinese Trust industry is facing now.The second, third and forth parts are the main body of this thesis. In these parts we discussed the products innovations in three area: investment, financing and distribution, especially investment, the introducing is more carefully.In the fifth part, it gives an analysis of a true case. It can make the understanding more clear about the innovation aspects. And at the end of the thesis, there is a summarization of the characteristics, the law and regulations, and the innovation aspects of Trust industry.I believe the first step We must to do is studying the circumstance of this industry carefully. On one hand, it means knowing the characteristic of trust business; and on the other hand, it means researching the laws and regulations of this industry. The former determines the competition ability of new trust productsin financial market, the later effects the legislation of these innovations. So theadvantages of Trust such as varieties, independence, or flexibility must be made the best use of; and at the same time we have to obey the law of Trust and the other two regulations with caution.It is figured in this thesis that making innovation is the only way we could choose to satisfy the two requirements above. The new trust products should be improved on three aspects: investment, financing and distribution. At first, we should multiply the investment manner. The wealth ought to be used with more active ways but not only in credit loan. For example, we could take part in the enterprises' merging or operating the Bund of Industry Investment; we could also provide services in ABS(asset-backed securities) and Bad Properties' disposition etc. On the second, we should extend the capital financing, improve the liquidityof trust capitals and strengthen the collaborations with other financing companies . At last, the distribution should be designed to be more inspiriting by linked with performance. If the three innovation aspects could be integrated together, we believe the new trust products will have strong competitions and more particular functions.