The Supervision System Research To The Trend Of China Financial Industry's Universal Operation

Since 1970s, universal bank system started in some countries, whose practice of bank, security, trust had been separated before. Aiming for profits and competing with foreign banks after china be a member of WTO, the primary form of financial holding company has come into being. The supervisor in fact admits it by acquiescence. It is really a challenge to the financial supervisor system now. The article aiming at the change discussed four aspects about supervision as follows:1. Theories about financial supervision.2. The commendation and contrast of supervision systems of America, England, Germany.3. The analysis of special requests to supervision financial holding company.4. The analysis of three main supervision models.By such discussion, we conclude that the supervision aim of America and supervision to financial holding company by a main institute is more fit for china conditions.