The Early-warning Mechanism Of The Risk Of Commercial Bank

The early-warning mechanism of the bank-risk is a kind of pre-controling mechanism determined by the degree of the bank-risk compared between the goals and the predicts which are index syetem and experienced parameters of goals designed according to the objectivity and the relativity of the bank-risk.Because bank-risks are always covered up and have the characteristic of diffusing,they will do harm to economy if we can not find and control them in time.To find and control them ,it is necessary to build the pre-warning mechanism.While the commercial banks in our country have not built perfect mechanism,the ability to keep away and assume these risks is also very weak.This article discusses from the commonness of the pre-warning system of the commercial banks,further analyses the funtions of the pre-warning system of the commercial banks in our country through describing the general situation of the pre-warning system of the bank-risks throughout the world and comparing among them,builds the system which is adapted to the special characteristics of the commercial banks in our country by the way of multiple statistical analysis, analyses and puts it into use empirically using detailed data.