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The Research On Risk Assessment And Management Of Banking Online

Posted on:2006-08-25Degree:MasterType:Thesis
Country:ChinaCandidate:F LiangFull Text:PDF
GTID:2156360152970261Subject:Management Science and Engineering
Abstract/Summary:PDF Full Text Request
With the development of online-banking, how to enhance the risk analyses and management, how to reduce all kinds of risk of the service provides by online-banks, and how to minimize the possibility of loss in the service, or rather minimize the loss, are really burning questions. Online-banks develop fast with its innovation, and this will bring in new elements of risk, and cause changes in the old elements. This article objects on risk of online-banks, discusses the following aspects: risk distinguishing, risk analysis, risk models and risk preventing.Focus on the special aspects of online-banks, a new kind of risk assessment model is established.Analysis risk in the operation of online-banks in general, sums up and sorts kinds of risk, focus on each kind of risk, studies preliminary the aim of risk management as well as some measures.Bases on the security request of online-banks, we puts forward a risk assessment model. This is a model with three layers: point, local and global. Firstly we gets the parameters change with time, based on these parameters we get the hazard rate for a point, we can induce the local hazard rate with correlation degree, finally we can get the global hazard rate according to our hierarchy based model referring to the risk factor. This model includes such characteristics: take many factors into account; the model changes with time dynamically; get the local hazard rate through a single point; and get the invest amount of risk prevention.Describes some measure and question in risk management. We analysis risk of online-banks, introduces some questions that must be paid attention to and some measures when we want to enhance the management of the risk, from the global inspect, the technique inspect, and also the law and reputation inspect. Bring forwards that we must enhance infrastructure building, accelerate the system rebuilding, and strength the internationalization and standardization.The new risk analysis model, has the theoretical and practical impact on risk identify, risk analysis, risk modeling and risk prevention...
Keywords/Search Tags:online-bank, risk preventing, hazard rate
PDF Full Text Request
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