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Study On The Insurance Supervision Legal System Of The People's Republic Of China

Posted on:2012-06-25Degree:MasterType:Thesis
Country:ChinaCandidate:J J YanFull Text:PDF
GTID:2166330332497162Subject:Civil and Commercial Law
Abstract/Summary:PDF Full Text Request
This thesis demonstrates the present situation of the insurance supervision legal system with the development of the financial integrationand the financial mixed-business management.It is strived to achieve the purpose of finding the problem and solving it. We compare the insurance supervision legal system of different nations to learn the technological merit and the mistake to perfecting the insurance supervision legal system of The People's Republic of China.The first part of the thesis provides the snapshot of the insurance supervision legal system including the purpose and the concept and the way of the insurance supervision legal system.The second part of the thesis provides present situation of the insurance supervision legal system with the development of the financial integration and financial mixed-business management. In the first place, it provides the initial stage of development of the insurance supervision legal system of The People's Republic of China. In the second place, it provides the development of the insurance supervision legal system of China's entry into the WTO. Last but not least, it provides the completely development of the insurance supervision legal system. Another, it provides some ways of our insurance supervision legal system including institution supervision and market conduct supervision by China insurance regulatory commission.The third part of the thesis provides the disadvantages of the insurance supervision legal system of The People's Republic of China. On the one hand, there is a lot of disadvantages of institution supervision. It has not supervised the financial holding company completely. On the other hand, it has problems of the coordination of different insurance regulatory commissions. Lastly, there is a lot of disadvantages of the solvency supervision. There is no exactly date and effective method. Another, there is legal system chaos of it.The fourth part of the thesis provides the difference of the insurance supervision legal system of different nations. The United States of America uses the unified supervision to the financial holding company by the FED. State government insurance department is responsible for the insurance company to slave-holding states regulation. The insurance supervision legal system of Japan experiences the development from the institution supervised to unified supervision. The solvency of insurance company ratio is divided into three levels.The fifth part of the thesis provides the ways of perfecting our country insurance regulation legal system. We have to clear the disadvantages of our country insurance regulation legal system. Firstly, we have to establish the central financial regulatory agencies to supervise financial holding company and to make communication of the other insurance regulators. We have to match up the institution supervision and the function supervision. We have to improve the solvency supervision system. It must to change the idea of insurance regulation legislation. Measures must be taken to strengthen coordination between the domestic and international insurance regulatory agencies to promote the nice development of our insurance industry.
Keywords/Search Tags:Financial Mixed-business Management, Comprehensive Supervision, Institutional Supervision, Functional Regulation, Solvency Regulation
PDF Full Text Request
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