Underground Banks Of Crime Countermeasures

With the growing size of China's private economy, the illegal underground banks like private financial activities more frequently, on China's economy has seriously affected. In recent years, the state authorities and organizations on a continuous fight against underground banks, but often, after each blow, more large-scale underground banks will find increasingly wide range of activities, more and more diverse business, means ever-changing, in this sense, against underground banking is like breaking the wrist with the market demand is to sustain a long war of attrition.Since 2001, I personally participated in their work from across the country handled more influential "underground banks" case, and to collect, access to the province over the past decade inside and outside the underground banks on money laundering and combating the various aspects of literature, information, careful study, focusing on the national criminal background underground banks, based on our coastal city of Weihai, etc., through the underground banking, crime, the background causes, manifestations, hazards, measures such as research, hopes raised some knowledge and ideas for cracking down on underground banking related departments to provide information such as money laundering. Introduction and the main text is divided into two parts, the main content and views are as follows:First, the relevant word, research scope and methodology of the account. China in 1979 through the "Criminal Law" was promulgated on such crimes the country since the law changing in order, on the scope of the study's key words "underground banking, " "underground banking, crime, " were defined; the same time, on account of research methods, that is trying to select the Weihai area underground banks, crime related cases, materials, the study.Second, underground banking, crime characteristics, manifestations and harm. And the eastern coastal city of Weihai, for example, international financial integration on the context of China's "underground banks", "underground banks crime" to summarize the characteristics of its behavior manifestations and trends analysis and forecasting, to reveal the hazards, cracking down on underground banks to clarify the need for crime and and urgency.Third, underground banking, the causes of crime. Scholars in reference to the underground banks causes of crime, the crime has been due to the structure of research, based on local conditions combined with Weihai, Weihai area banks on the appearance of the causes of crime discussed. Historical and cultural reasons, the focus of the special geographical location of Weihai; social reasons, the emphasis of economic factors and legal factors; market system because the current foreign exchange management system is the flaws and distortions in financial policies related to paper explains and analyzes the phenomenon of arise out of the deep-seated reasons; individual reason of the economic benefits of the banks operations, the organizers, participants boost.Fourth, underground banking crimes against the legal problems faced. Jie He Weihai and diligent in typical cases, for technology and innovation to the anti-money laundering work of financial challenges, our subjective elements of money laundering set, banks hard evidence of criminal evidence standard and the existence of contradictions between the terms, found deficiencies in existing law, proposed legislation for the perfect entry point.Fifth, against underground banking crime. Crime prevention and control of underground banks, it is necessary to improve and perfect the relevant laws and regulations, the establishment of long-term mechanism to combat underground banking work, at the same time give full play to banks and other financial institutions in combating underground banking initiative; from a social point of view, advocates strengthening the quality of education and exploring various investment channels, a multi-level financial service system, relaxation of foreign exchange controls, price determined by the capital formation mechanism of the market-oriented reform; addition, the proposed overseas experience and practices in order to fight "underground banks" in international crime cooperation.