On The Prevention Of Legal Risk Caused By Issuer

The electronic prepaid card is the new form of development of the prepaid card. It has merged at the consumption area for its more advantage and convenience than paper prepaid card. However, the electronic prepaid card may also bring the risks caused by the issuer. This article, firstly, makes an introduction to the issuer of electronic prepaid card and classifies the mode of issuance into single party mode, third party mode, and joint party mode. Then this article analyses the legal relationship of electronic prepaid card. In order to further understand the issuer of electronic prepaid card. After the analysis of China legal documents relating to the electronic prepaid card and the research to the legal system of America and Japan relating to the electronic prepaid card, this article tries to research the risks prevention of electronic prepaid card. The approaches of risks prevention of electronic prepaid card was classified into five parts according to the risks caused by the issuer. As to the risks caused by the issuer, this article, based on the mode of issuance, addresses the market-access system, control system of the issued amount, guaranteed approach, the register system for issuance contract and provides the events and the supervision and management.