Maliciously Overdraft Crime Research

This research is about the maliciously overdraft credit card crime. Credit card for the current overdraft rampant crime, the author attempts to convict an independent malicious overdraft and other ways to solve them.This article is divided into four parts, the first part introduces the overview of malicious overdraft credit, overdraft from the malice necessary for carriers - introduction of credit cards to start, a clear concept of the credit card advances, malicious overdraft and overdraft of the difference between good and this introduction of malicious overdraft Unique understanding of the meaning.Followed by introduction of malicious overdraft specific methods. The second part of the crime of malicious overdraft domestic and foreign legislation or regulations are introduced, and its been reviewed and summarized the relevant provisions of international development characteristics and future trends. The third part of the crime of malicious overdraft of the Elements to focus on the current problems Elements of interpretation were doubts that the malicious overdraft subject of crime is a legitimate cardholder; object is the object that is the main object of multiple credit card management order, Secondary object is public or private property ownership; subjective possession for the purpose is illegal; objective aspect of performance is through the bank's collection process. The fourth part of the conviction for malicious overdraft make their own independent ideas, malicious overdraft credit card fraud in crime out of it, the design of new charges and indictments, legal punishment. And its independence of the Offence Numbers interpretation issues; the last part of the crime of malicious overdraft resolve some difficult issues, such as the relationship between credit and debit cards, the unit of crime, crime and other issues specifically identified the amount.