How To Make Decision Of Project Loan

The commercial bank face difficult choices of loan management. They not only need prevent and control credit risk, but also need undertake reasonable of the risk that they can bear after weighing the risk and repay. Because despising the credit risk of loan management will threaten the existence of the bank, disgusting the credit risk of loan management also will threaten the existence and development of the bank. In continuously change of market environment, how to choose suitable project ,to avoid credit risk, to obtain profit, these always are problem to the banks. The JINHONG company request loan to ICBC for constructing the qingshiqiao indoor agriculture trade market. The people of the branch and project loan department evaluated the project. They both concluded that was a good project for bank. But the member of the loan committee queried whether that was a good project. By continuously collecting more data for the project, they won the opportunity of discussion by the loan committee again. The paper reviews that process, describes each section of the behavior in the affairs performance of related people. Then the author makes use of...