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The Research Of Chinese Employer Pension Operating Mechanism

Posted on:2006-02-05Degree:MasterType:Thesis
Country:ChinaCandidate:H P SunFull Text:PDF
GTID:2166360152998662Subject:Population, resource and environmental economics
Abstract/Summary:PDF Full Text Request
The theme of this thesis is the research of Chinese employer pension operating mechanism. As the second pillar of social endowment insurance systems, the employer pension is not only different from the compulsive basic endowment insurance, but also different from the pure market behavior of the commercial life insurance too, and it has its own comparatively independent operating mechanism. It is an important part of our country's multi-level social security system, which cannot be lacked.The thesis absorbs and refers to the recent domestic & abroad achievements of the employer pension in theoretical research and practice activity, using qualitative analysis as well as quantitative analysis synthetically, has analyzed the necessity of the employer pension system of our country, operating mechanism and administration mode. The text has discussed the fund-raising, fund investment and pay mechanism of the employer pension, and has proposed the system design of employer pension and policy choice of our employer pension system including the mechanism of risk alarm and risk assure. The thesis is made up of four chapters:The first chapter is foreword, which explains the purpose and meaning of my thesis, the research trends home and abroad, the main solved problems and the research method of my thesis.The second chapter begins from the intension and characteristic of the employer pension, through analyzing the status and function of the employer pension in our social security system, has proposed " enterprise's responsibility main body " and " efficiency comes first to balance equity " views etc., rectified the relevant biased views about the employer pension of theory circle at present. Then from four respects of the aging population, the decline trend of substituting rate of the basic endowment insurance, function for capital market and function for enterprises managing of employer pension conclude the necessity of set up our employer pension system.The third chapter begins from the optimized angle of our employer pension mode, after discussing the choice of two kinds of pattern DB and DC, has proposed the compound DB-DC mode, explained the operation fashion of the employer pension. Then runs SWOT analysis of the employer pension investment from the macroscopic and provides suggestions of investment combination and proportion, finally discusses the payment management mechanism of employer pension fund.
Keywords/Search Tags:employer pension, enterprise's responsibility main body, the compound DB-DC mode, investment combination and proportion, the mechanism of risk alarm
PDF Full Text Request
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