Talk About The Greatest Sincere Principle Of The Law Of Insurance

It is a basic requirement for the market economy to be honest and trustworthy. And as the honest and trustworthy principle of the basic principle of the civil law, there are more important meanings in the law of insurance. The honest and trustworthy principle is known as the greatest honest and trustworthy principle in the law of insurance (hereafter referred to as the greatest sincere principle). The greatest sincere principle is changing constantly in practice of the insurance: In order to protect the assured's interests , have stipulated the insurer' s explanation system; In order to control the danger , have stipulated the assurance obligation of the insured (the assured ); In order to make the insured (the assured ) get rid of the unfavorable situation told limitlessly, have taken the way of telling to inquire the answering type; While tell to the insured that it is wider and wider to stipulate in free, have strengthened the insurer's investigation obligation. The formulation and implementation of these systems haveenriched the intension of the greatest sincere principle of the insurance greatly, make it have operating nature even more. Law of insurance heavy sincere principle with to supplement and restrain from each other each other by relevant concrete system that derive it most, on one hand when the concrete system can't be suitable for the concrete case , the greatest sincere principle can be filled; Concrete concrete regulation of system on the other hand can prevent heavy sincere principle abuse of the judicial practice most from. The two are combining and bearing important function organically commonly in the fields of law of insurance.This text passes the comparison of the sincere principle in greatest sincere principle and civil law of the law of insurance, know the theoretical foundation , value and scope of application of the greatest sincere principle objectively; System explain and evaluation and analysis heavy sincere principle most to insured , insurer , insurance agent , requirement that insurance act as.agent; And through heavy sincere principle is it study law of insurance heavy sincere meaning of principle most to know to come to suitable to applying among concrete case most.