Study In The Development And Supervision Of The Network Bank Of Banking Of Our Country

The development of science and technology, especially information network technique has produced enormous impact to financial circles, having changed the appearance of financial circles, and global financial circles have already been turned into a huge electronic computer network in fact.Only banking, holding information network technique's development trend, making information network technique and traditional organic to combine each other, could obtain the unprecedented growth opportunity in the human history of social development. It is the network bank that is the combine to order. The network bank, also being claimed the online bank or the electronic bank, is a new kind of service of bank which rises with the development of the Internet. It takes advantage of the Internet which spreads all over the world and can transmit the information fastly and convenietly, breaks the limitation of the traditional bank, utilizes Internet technology to offer synthesizing , unify , safe , real-time financial service to customer. The appearance of the network bank, has broken the management mode and theory of the traditional banking, represented developing direction of the future bank, and brought unprecedented opportunity and challenge to banking.In recent years, the banking of the network has developed rapidly in our country, but the trading volume is small generally, and the ability of making profit of the network bank is not far developed out .There are only few service items, and the range is narrow. As financial institutions of the foreign capitals land on in a large scale after the accession to the WTO of China, the development of its network banking will form the great challenge to the commercial bank of our country. Some profound questions in controlling and supervising in sector planning , management and administration , risk etc. of banking of network of our country begin to appear progressively. It is an important task for our country financial circles to improve the ability of controlling risk and strengthen the supervision of network bank, and promote domestic network bank to develope finely.So, there are many positive effects for improving the whole development level of the banking of our country and competitive power,.to study the state of development and the existing problem of the bank of network in our country, find out financial supervision and...