Topic Of The Perfection Of Medical Grant System For Government Employees

After the reforming of social medical insurance system in town, the official expenses medical system and the labor insurance medical system were abolished at the same time. As a result, both of the government employees and the enterprise workers attend the basic medical insurance system. Considering the large gap between the benefit extent of the basic medical insurance system with that of the original ones, the supplementary medical insurance system was warmly encouraged by the government in order to "decrease the benefit level of the basic medical treatment and keep the overall benefit extent at the same level" . On these grounds, the nation established the medical grant system for government employees, which plays a vital role in the official medical security system. The system exposes obvious deficits after several years' practice: New society unfairness was come into being for the sake of the guarantee standard to the government employees was still higher than other workers. Meanwhile, since it is really difficult to take control of the medical expense cost, the medical resources were wasted seriously under the official medical expense system. This article takes advantages of the social fair theory, revealing the potential social unrest taken by the large medical treatment gap between the different social groups, then puts forward some concrete suggestions about how to bring down the standard of supplementary medical grant for government employees. The article also makes use of the decent economic theories to analysis the medical insurance market, disclosing the moral risk and its speciality in official medical grant system. Finally, I put forward some material measures to reinforce supervision according to relevant economic and managerial theories.