The Research Of The Risk Management For Consumption Loan In Commercial Bank

Financing is the core of the modern economic, the lifeblood of the national economic and it's the reflection of the economic developing.Financing is a highly risky industry. With the increasing proportion of the consumption loan in the whole loan business, the risk becomes more and more serious. At present, it begins to endanger the development of the commercial banking. The relevant study of the risky management is still in a stage of the exploration.This article analyzed the current situation of the consumption loan and studied the influence that the risk has effected. Such concrete proposals as discernment, precautionary measure, dispersal and avoidance have been raised, it put forward the theoretical source for promotion the banking asset quality.