Study On Commerce Bank's Cost Management And Application In Hi-Tech Branch Of Agriculture Bank

Since reforms begin. Alone with economic rise fast, the banking achieves a great. But with special management system, the banking come into being some characteristics such as be absorbed in credit target, despise inside management; attach importance to quantities rise, look down on qualities rise; and so on. To all appearances, staffers increase constantly, saving and loan scale, captain gross, and operation earning, profit rise year after year. But deduct from expense, ill loan, reserves, and captain with none profit, the ability of payoff is limited in nature. Present a type of typical management mode with light restriction. The effect is faint on cost concept. Neglect partnership of cost and benefit. Not only staffers but also manager's absence collecting of cost and ways of cost controlled. This will baffle baking's development continently heavy. At present, the control of commerce bank's cost and partnership of cost and benefit have become puzzling question on theoretic and practice. Study deeply has great meaning. In this article, it study cost meaning and control in bank from cost definition beginning. It definition the changing of cost and rule of controlled. From practice case, It open out process of cost controlled from activity-based costing, balance of profit, and cost model. At the end, it explore the way of cost developing, facing pressure of foreign bank.. One hand, offer humanistic serves to customs. On the other hand, study and use for reference advanced experience and skills from foreign capital bank, strengthen analysis and control of bank's cost. Broaden e-bank, foreign currency, future deals, and so on, put the cost controlled in improve profit in fact.