Study On Legal Issues On Coordinating Mechanism Of Financial Supervision

Though China adopts the separate banking model now, along with the financial innovations and the enter of foreign institutions, the universal banking model appears through financial conglomerate. The development of conglomerate business structures raises a large number of very difficult supervisory and regulatory issues. In light of the importance attached to these issues in recent international law reform. How effectively coordinates the financial supervising and managing authority the relations, has become the question which present and a future section of times our country will be urgent needs to take and to solve.The full text divides into four chapters besides the introduction and the conclusion part.Part one conducts basic theory of coordination mechanism of financial supervision. Main discussion the concept,characteristic, goal as well as the necessity of establishment coordination system of financial supervision. And pointed out that overall importance, the dynamic state and benefits are characteristic, its goal including priority objective, secondary objective and ultimate objective. Establishing the coordinated system of financial supervision has its necessity, mainly is for preventing the supervising conflict, the mutual supervision need, the adaption financial conglomerate situation and the solution information not assymetrical question.Part two conducts the research to the world main countries about the coordination system of financial supervision of legal rule. This articlechooses four representative nations------England, USA, Germany and Japanconducts the research, and summarized these countries to give our country in the coordinated system of financial supervision machine-made aspect the beneficial enlightenments.Part three has analyzed the question which our country coordinated of financial supervision aspect exists. Along with the financial supervising level enhancement, our country had the practice of coordinated financial superviseaspect, and through had signed the memorandum and the hold unite conference carries on the coordination, but compares with the developed country, our country's coordinated system still had very many insufficiencies. Many problems exit.Part four proposed consummates on our country coordination system of financial supervision the legal advice. This article thought the coordination system of financial supervising should divide into two levels, the first level is the ministries and commissions level coordination, the second level is the Central Bank level coordination.