Formation And Validity Of Insurance Contract

With progressive development of market economy, insurance industry has begun to develop rapidly in our country. Insurance contract is the basic proceeding of insurance company's operating activities, and also the necessary instrument of obtaining economic efficiency. At the same time, to insurance applicant, insurance contract is the only means to obtain their protection. Therefore, insurance activity, whether it is insuring or accepting insurance,always has an osculating relationship with the formation of insurance contract. In practice of recent years, more and more dissensions aroused by the reason whether the insurance contract has been formed. Many of them are pending hitherto. XinCheng Life Insurance's losing a lawsuit in 2001 brought a wide range of attention. In that case, whether the insurance contract had been formed is the focus of both controversial sides. This thesis will start with this typical case, and will discuss the formation and validity of insurance contract and other correlative questions. This thesis is divided into four chapters:The first chapter is the reflection of XinCheng Life Insurance Company's losing the lawsuit. At beginning , I give a brief introduction of the case. Firstly, an insurance applicant of XinCheng insurance company paid his first insurance premium. But...