Font Size: a A A

The Legal Construction And Enlightenment To Chinese Bank Capital Supervising Institution

Posted on:2008-10-09Degree:MasterType:Thesis
Country:ChinaCandidate:B YinFull Text:PDF
GTID:2166360215957566Subject:International Law
Abstract/Summary:PDF Full Text Request
Against the background of financial globalization and continuous development of financial innovation, banking system faces greater risks. Effective bank capital supervision becomes the prerequisite of preventing and eradicating banking risks and maintaining financial system stability of country. Basel Capital Accord (Basel I) in 1988 emphasizes on capital adequacy supervision, it emphasizes on credit risk control, it unites the capital risk weights standard, bank can develop steadily, banking supervision can develop healthy, and the whole bank system reduces the financial risk. New Basel Capital Accord (Basel II), which was published by Basel Committee on 26 June, 2004, absorbs some merits of bank capital supervision in old Basel Capital Accord, forms the common restriction of three pillars, which are Minimum Capital Requirements, Supervisory Review Process, and Market Discipline, enhances the ability of banking risk supervision and represents the highest level of banking capital supervision. Presently, the banking—based capital supervision already becomes the popular trend for banking development in the world, more and more countries and areas have positively accepted the successful experience of Basel Capital Accord, and brought it into their bank supervision law system. However, During the reform of financial constitution and the process of financial business, we must analyze existing China's bank supervision system based on China's realistic situation, contact with an international standard and accept New Basel Capital Accord. Hence, speeding up the applied step of Basel II, perfecting China's Bank Capital supervision Institution which is proper for China banks should be set up in order to keep away or get rid of the banking risks and to guarantee bank's competitiveness and specialization, then it is significant to improve the supervision management for Chinese banks, promote China's bank's healthy development, and increase the competitive ability.
Keywords/Search Tags:The New Basel Capital Accord, Three Pillars, Risk Supervision, Law Construction
PDF Full Text Request
Related items