Choice Of Finance Supervising And Managing Legal Regime In Our Country

Along with our country Central Bank system gradually adjustment and the consummation, the Central Bank finance supervising and managing work once again have arrived the historical crucial phase at present. After all quarters diligently, many year accumulation financial risk is under the active control and melts gradually, for joined World Trade Organization and the economical financial reform deepening has created the loose external environment, but all levels of finances have paid the huge price for this. How further improves the financial supervising and managing work, strengthens the financial supervising and managing work practically, the active control and the guard finance risk, maintains the national finance security, has become the important issue which current does not allow to avoid.Financial supervising and managing is a double-edged sword. Financial supervising and managing may reduce the financial system the risk, guaranteed the financial organ the stability, enhances the financial movement the efficiency. But simultaneously, if supervises and manages excessively, then possible to enlarge the cost, reduces the efficiency, the hindrance financial industry development.How implements appropriate financial supervising and managing? In the economical globalization, under the international capital movement acceleration background, financial supervising and managing organizational reform many countries are emerging.Effective financial supervising and managing, must pay great attention to the external restraint and the self-restraint organic unification. During strengthened country exterior finance supervising and managing, must gradually consummate the financial organ internal control autonomy mechanism. This is the finance supervises and manages the most basic restraint mechanism, also is implements financial supervising and managing the foundation. In addition, Zheng Zhenlong believed that, financial organ own legal person governs the structure, controls from the inside the system construction, financial consumer finance consciousness, the market restraint and so on also is enhances the supervising and managing efficiency the important constituent.This article mainly embarks from the legal angle the discussion finance supervising and managing new system, thought should establish the financial coordination supervising and managing committee in our country, both can adapt mixes industry the management also to be able to adapt a minute industry management, the display higher level conformity function, also can prevent the supervising and managing offside, and can prevent the supervising and managing vacuum.